END-TO-END LENDING PLATFORM

Lend like a fintech.In weeks, not years.

End-to-end lending platform. Originate, evaluate, and formalize credit with AI on a single architecture — without building technology from scratch.

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Problem → Solution

Originating financing today is slow, manual, and IT-dependent.

Financing teams inherit duct-taped processes: spreadsheets, manual checks, custom integrations, and weeks — or months — to launch a new product.

The status quo

Fragmented operation

  • Manual handoffs between origination, evaluation, and formalization.
  • Operational dependency on IT for every policy change.
  • Customer experience fragmented across 5–7 separate systems.
  • Time-to-market measured in quarters to launch new products.
With Lendia

One single architecture

  • Origination, evaluation, and formalization in one platform.
  • Configure products and policies without writing code.
  • End-to-end digital experience with explainable AI scoring.
  • Weeks of implementation, not quarters.

The impact, in numbers.

Typical results for our customers after migrating to Lendia.

5×
Faster from application to decision
−80%
Less operational time per file
2-3Wks
SaaS implementation
The platformThe full credit lifecycle on one infrastructure.
Five stages, one file.
Onboarding

Pre-qualify and offer in minutes

We connect every prospect data source and analyze their bank and financial statements with AI to deliver an indicative pre-offer in minutes, with zero friction.

SATCredit bureauEmployment historyBank statementsFinancial statementsGig economyDigital footprint
Onboarding — cotizador Lendia (tablet + mobile)
The platformThe full credit lifecycle on one infrastructure. Five stages, one file.
01Onboarding

Pre-qualify and offer in minutes

Onboarding — cotizador Lendia (tablet + mobile)
SATCredit bureauEmployment historyBank statementsFinancial statementsGig economyDigital footprint

We connect every prospect data source and analyze their bank and financial statements with AI to deliver an indicative pre-offer in minutes, with zero friction.

Product attributes

Built around five principles.

01
Immediate
Application to offer in minutes, not days.
02
Intuitive
Configurable without writing a line of code.
03
Integrated
APIs, webhooks, and connectors to your core.
04
Intelligent
Explainable, auditable, supervised AI scoring.
05
End-to-End
One architecture for the full financing lifecycle.
Products

One configurable engine. Every financing family.

Four major families, dozens of subproducts. Activate, mix, or configure each one from the panel — no code. If you can model it, you can launch it.

01
Lending
Personal loans, SME lines, and working capital.
  • Collateral
    SecuredUnsecured
  • Structure
    AmortizingRevolving
  • Segment
    SMECorporate
Most used8 combinations
02
Leasing
Leasing of vehicles, machinery and industrial equipment.
  • Modality
    OperatingFinancial
  • Term
    Short termLong term
  • Segment
    SMECorporate
Configurable8 combinations
03
Factoring
Invoice advance integrated with CFDI and supply chains.
  • Risk
    With recourseWithout recourse
  • Source
    DirectSupply chain
  • Market
    DomesticInternational
Configurable8 combinations
04
Consumer
Consumer credit: payroll, auto, personal, BNPL and card.
  • Structure
    InstallmentsRevolving
  • Collateral
    With assetUnsecured
  • Channel
    EmbeddedDirect
Configurable8 combinations
Go-to-market models

Four ways to bring Lendia to your business.

From licensing the infrastructure your team operates, to a marketplace that connects you with hundreds of qualified leads. Pick the model that fits your operation.

01

Software as a service

We give you the platform. You run it.

License Lendia's full infrastructure and operate it with your team. Configure products, rules and experiences from the panel — no code, no servers to maintain.

  • Infrastructure + configurable panel
  • Roles, permissions and audit
  • APIs, webhooks and connectors
  • Live monitoring and reporting
For institutions
02

Lending as a service

Platform + our team running it.

Lendia operates the end-to-end origination for you: Customer Journey, legal ruling and AML, file validation and control desk. You set the policy, we execute.

  • Customer Journey and support
  • Legal, AML and incidents
  • Credit Intelligence & Fraud
  • Control desk / QA
Available · SME segment
03

Embedded lending

Your channel. Our credit.

Embed financing inside your platform so customers or suppliers get an offer without leaving your brand. Optional operation by Lendia.

  • Production-ready APIs and SDKs
  • White-label on your brand
  • Originate on your installed base
  • Consolidated reporting
For non-financials
04

Pymio marketplace

Qualified leads, ready to fund.

Connect your institution to Pymio, the first SME credit marketplace in Mexico, and receive pre-qualified applications so you can compete for them with your best offer.

  • Pre-qualified SME demand
  • Partner of ASOFOM and regulated SOFOMES
  • 100% digital flow, zero commercial effort
Pymio by Lendia
My experience has been great. I'd highlight their obsession with service and the level of involvement and professionalism they bring. This has translated into faster response times for our customers and a real lift in service perception.
LM
Luis McCormick Silva
Capital Director · Grupo Financiero Altamira

One architecture. Many ways to grow.

Tell us what you need to originate. We'll show you how to launch it with Lendia in weeks, not quarters.

Request a demoTalk to sales
15 min · No commitment